You Have Choices. Why Partner with Us?

We recognize that financial and insurance professionals have many choices when it comes to partnering with a life settlement company.

We invite you to explore our website and learn more about how we differ.

Your decision in choosing a life settlement broker to represent your clients in the secondary market will likely be based on the following criteria:

1. Trust
2. Competence
3. Results

We believe that the valued partnerships we have formed over the past 20 years with insurance and financial professionals are a testament to our integrity, competence, and track record of success.

Examples of our working relationships include:

1. General Agents
2. Independent Producers
3. Independent Broker-Dealer Firms
4. RIAs
5. BGAs
6. Fiduciary Professionals (CPAs, Estate Attorneys, CFPs, etc.)

As members of the Life Insurance Settlement Association, Asset Life Settlements is compliance-driven, committed to industry best practices, and authorized/licensed to conduct business in 48 states.

Experience and integrity counts.

We look forward to earning your trust and to demonstrating our competence at maximizing settlement offers for your valued clients’ life insurance policies.

 

Asset Life Settlements Has a Fiduciary Duty to the Policy Seller

Partnering with an experienced life settlement broker means that the advisor can feel confident he/she has fulfilled their fiduciary duty to represent their client’s best interests.

When financial professionals partner with Asset Life Settlements, they are working with one of the industry’s most experienced and respected secondary market brokerage teams.

We have a fiduciary duty as required by law to represent the policy seller’s best interests and to obtain the highest possible cash offer for your client’s policy. We achieve that goal by creating a bidding competition among multiple secondary market buyers and using our negotiating skills to achieve as high a purchasing price as possible.
Financial professionals will often ask us the following question: If life settlement brokers have a fiduciary duty to represent the best interests of the policy seller, whose interests do the buyers represent?

Secondary market buyers (known as providers) represent the interests of their institutional Investors. Their priority is the acquisition of life insurance policies at the greatest discount possible in order to achieve the highest possible return on their investment once each policy matures (e.g. death benefit paid out).

By working directly with only one buyer to receive just one offer, financial professionals and their clients will never know whether another buyer would have paid a higher settlement amount.

Bottom line: Entrusting the sale of your client’s policy to the experienced team at Asset Life Settlements provides clients with peace of mind and the ability to “sell with confidence.”